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奖补政策促融资担保机构

来源: 南方日报网络版     时间: 2019年06月27日 14:40:10
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(原)(标)(题)(:奖)(补)(政)(策)(促)(融)(资)(担)(保)(机)(构)(加)(大)(服)(务)(小)(微)(企)(业)(力)(度)(
政)(策)(微)(评)(王)(丽)(娟)(
近)(日)(,财)(政)(部)(、工)(业)(和)(信)(息)(化)(部)(出)(台)(了)(《关)(于)(对)(小)(微)(企)(业)(融)(资)(担)(保)(业)(务)(实)(施)(降)(费)(奖)(补)(政)(策)(的)(通)(知)(》(以)(下)(简)(称)(《通)(知)(》),以)(引)(导)(地)(方)(支)(持)(扩)(大)(实)(体)(经)(济)(领)(域)(小)(微)(企)(业)(融)(资)(担)(保)(业)(务)(规)(模)(,降)(低)(小)(微)(企)(业)(融)(资)(担)(保)(成)(本)(,促)(进)(专)(注)(于)(服)(务)(小)(微)(企)(业)(的)(融)(资)(担)(保)(机)(构)(可)(持)(续)(发)(展)(。
《通)(知)(》称)(,中)(央)(财)(政)(在)(2018-2020年)(每)(年)(安)(排)(资)(金)(30亿)(元)(,采)(用)(奖)(补)(结)(合)(的)(方)(式)(,对)(扩)(大)(小)(微)(企)(业)(融)(资)(担)(保)(业)(务)(规)(模)(、降)(低)(小)(微)(企)(业)(融)(资)(担)(保)(费)(率)(等)(政)(策)(性)(引)(导)(较)(强)(的)(地)(方)(进)(行)(奖)(补)(。2018年)(,对)(全)(国)(37个)(省)(份)(均)(安)(排)(奖)(补)(资)(金)(,2019年)(和)(2020年)(,对)(符)(合)(一)(定)(条)(件)(的)(省)(份)(予)(以)(奖)(补)(。
数)(量)(庞)(大)(的)(小)(微)(企)(业)(是)(推)(动)(国)(民)(经)(济)(和)(社)(会)(发)(展)(的)(重)(要)(力)(量)(,也)(是)(未)(来)(产)(业)(结)(构)(调)(整)(的)(主)(要)(动)(力)(源)(之)(一)(,有)(较)(高)(的)(发)(展)(潜)(力)(和)(融)(资)(需)(求)(。但)(是)(融)(资)(难)(、融)(资)(贵)(一)(直)(是)(中)(小)(企)(业)(发)(展)(的)(难)(题)(。
由)(于)(“缺)(信)(用)(”“缺)(信)(息)(”“缺)(抵)(押)(”,小)(微)(企)(业)(很)(难)(通)(过)(市)(场)(途)(径)(获)(得)(融)(资)(。即)(使)(获)(得)(融)(资)(,也)(需)(要)(比)(大)(中)(型)(企)(业)(付)(出)(更)(高)(的)(成)(本)(。而)(担)(保)(贷)(款)(却)(可)(以)(有)(效)(解)(决)(这)(一)(难)(题)(。实)(践)(证)(明)(,担)(保)(是)(帮)(助)(缺)(抵)(押)(、缺)(信)(用)(的)(小)(微)(企)(业)(跨)(过)(首)(次)(贷)(款)(门)(槛)(、解)(决)(贷)(款)(有)(无)(问)(题)(的)(重)(要)(一)(环)(,对)(增)(加)(小)(微)(企)(业)(信)(用)(、扩)(大)(小)(微)(企)(业)(融)(资)(机)(会)(具)(有)(重)(要)(意)(义)(,是)(小)(微)(企)(业)(融)(资)(服)(务)(体)(系)(的)(重)(要)(组)(成)(部)(分)(。
近)(年)(来)(,政)(府)(越)(来)(越)(重)(视)(担)(保)(机)(构)(对)(解)(决)(小)(微)(企)(业)(融)(资)(难)(问)(题)(所)(发)(挥)(的)(作)(用)(,出)(台)(了)(众)(多)(支)(持)(补)(奖)(政)(策)(,促)(使)(越)(来)(越)(多)(的)(小)(微)(企)(业)(通)(过)(担)(保)(机)(构)(融)(资)(解)(决)(融)(资)(难)(题)(。此)(次)(《通)(知)(》明)(确)(,中)(央)(财)(政)(通)(过)(中)(小)(企)(业)(发)(展)(专)(项)(资)(金)(对)(地)(方)(进)(行)(奖)(补)(。奖)(补)(资)(金)(切)(块)(下)(达)(到)(省)(级)(财)(政)(部)(门)(,省)(级)(财)(政)(部)(门)(会)(同)(同)(级)(中)(小)(企)(业)(主)(管)(部)(门)(重)(点)(支)(持)(政)(策)(引)(导)(性)(较)(强)(、效)(果)(较)(好)(的)(担)(保)(机)(构)(,特)(别)(是)(对)(直)(接)(服)(务)(小)(微)(企)(业)(且)(取)(费)(较)(低)(的)(担)(保)(机)(构)(加)(大)(奖)(补)(力)(度)(。
《通)(知)(》要)(求)(,要)(通)(过)(直)(接)(补)(助)(、绩)(效)(奖)(励)(、代)(偿)(补)(偿)(等)(方)(式)(,促)(进)(政)(策)(引)(导)(性)(担)(保)(机)(构)(扩)(大)(小)(微)(企)(业)(融)(资)(担)(保)(业)(务)(特)(别)(是)(单)(户)(贷)(款)(1000万)(元)(及)(以)(下)(的)(担)(保)(业)(务)(、首)(贷)(担)(保)(和)(中)(长)(期)(贷)(款)(担)(保)(业)(务)(规)(模)(,降)(低)(小)(微)(企)(业)(融)(资)(担)(保)(费)(率)(。
2018年)(以)(来)(,受)(国)(内)(外)(多)(重)(复)(杂)(因)(素)(叠)(加)(影)(响)(,小)(微)(企)(业)(融)(资)(难)(、融)(资)(贵)(问)(题)(又)(有)(所)(抬)(头)(。今)(年)(6月)(,央)(行)(会)(同)(银)(保)(监)(会)(、证)(监)(会)(等)(五)(部)(委)(联)(合)(印)(发)(《关)(于)(进)(一)(步)(深)(化)(小)(微)(企)(业)(金)(融)(服)(务)(的)(意)(见)(》,督)(促)(和)(引)(导)(金)(融)(机)(构)(加)(大)(对)(小)(微)(企)(业)(的)(金)(融)(支)(持)(力)(度)(,包)(括)(增)(加)(支)(小)(支)(农)(再)(贷)(款)(和)(再)(贴)(现)(额)(度)(共)(1500亿)(元)(,下)(调)(支)(小)(再)(贷)(款)(利)(率)(0.5个)(百)(分)(点)(;将)(单)(户)(授)(信)(500万)(元)(及)(以)(下)(的)(小)(微)(企)(业)(贷)(款)(纳)(入)(中)(期)(借)(贷)(便)(利)((MLF)的)(合)(格)(抵)(押)(品)(范)(围)(等)(。
国)(务)(院)(常)(务)(会)(议)(也)(多)(次)(专)(题)(研)(究)(缓)(解)(融)(资)(难)(、融)(资)(贵)(的)(具)(体)(举)(措)(。今)(年)(8月)(22日)(的)(国)(务)(院)(常)(务)(会)(议)(指)(出)(,要)(建)(立)(金)(融)(机)(构)(绩)(效)(考)(核)(与)(小)(微)(信)(贷)(投)(放)(挂)(钩)(的)(激)(励)(机)(制)(。加)(快)(落)(实)(小)(微)(企)(业)(贷)(款)(利)(息)(收)(入)(免)(征)(增)(值)(税)(政)(策)(。适)(当)(提)(高)(贷)(存)(比)(指)(标)(容)(忍)(度)(。
今)(年)(9月)(,财)(政)(部)(、国)(家)(税)(务)(总)(局)(出)(台)(《关)(于)(金)(融)(机)(构)(小)(微)(企)(业)(贷)(款)(利)(息)(收)(入)(免)(征)(增)(值)(税)(政)(策)(的)(通)(知)(》,提)(出)(自)(今)(年)(9月)(1日)(至)(2020年)(12月)(31日)(,对)(金)(融)(机)(构)(向)(小)(型)(企)(业)(、微)(型)(企)(业)(和)(个)(体)(工)(商)(户)(发)(放)(小)(额)(贷)(款)(取)(得)(的)(利)(息)(收)(入)(,免)(征)(增)(值)(税)(。同)(月)(,国)(家)(融)(资)(担)(保)(基)(金)(有)(限)(责)(任)(公)(司)(在)(北)(京)(举)(行)(揭)(牌)(,通)(过)(和)(地)(方)(政)(策)(性)(担)(保)(机)(构)(开)(展)(业)(务)(合)(作)(,带)(动)(形)(成)(全)(国)(性)(政)(策)(性)(融)(资)(担)(保)(体)(系)(,并)(通)(过)(与)(银)(行)(进)(行)(“总)(对)(总)(”合)(作)(,共)(同)(为)(小)(微)(企)(业)(和)(“三)(农)(”提)(供)(较)(低)(成)(本)(的)(担)(保)(融)(资)(服)(务)(。
今)(年)(10月)(份)(,央)(行)(连)(发)(两)(文)(支)(持)(民)(营)(企)(业)(和)(小)(微)(企)(业)(融)(资)(。一)(方)(面)(,将)(引)(导)(设)(立)(民)(营)(企)(业)(债)(券)(融)(资)(支)(持)(工)(具)(,稳)(定)(和)(促)(进)(民)(营)(企)(业)(债)(券)(融)(资)(。另)(一)(方)(面)(,在)(今)(年)(6月)(增)(加)(再)(贷)(款)(和)(再)(贴)(现)(额)(度)(1500亿)(元)(基)(础)(上)(,再)(增)(加)(再)(贷)(款)(和)(再)(贴)(现)(额)(度)(1500亿)(元)(,发)(挥)(其)(定)(向)(调)(控)(、精)(准)(滴)(灌)(功)(能)(,支)(持)(金)(融)(机)(构)(扩)(大)(对)(小)(微)(、民)(营)(企)(业)(的)(信)(贷)(投)(放)(。
盘)(点)(今)(年)(的)(政)(策)(可)(以)(看)(出)(,政)(府)(在)(解)(决)(小)(微)(企)(业)(融)(资)(难)(问)(题)(方)(面)(是)(按)(照)(多)(措)(并)(举)(、“几)(家)(抬)(”的)(思)(路)(来)(进)(行)(,从)(目)(前)(的)(效)(果)(来)(看)(,在)(政)(策)(引)(导)(下)(,一)(些)(金)(融)(机)(构)(考)(核)(体)(系)(将)(会)(进)(一)(步)(向)(小)(微)(和)(民)(营)(企)(业)(倾)(斜)(,对)(小)(微)(企)(业)(和)(民)(营)(企)(业)(的)(金)(融)(支)(持)(力)(度)(也)(将)(继)(续)(加)(大)(,这)(对)(稳)(定)(市)(场)(预)(期)(、增)(强)(企)(业)(信)(心)(起)(到)(了)(很)(大)(的)(作)(用)(。返)(回)(搜)(狐)(,查)(看)(更)(多)(
责)(任)(编)(辑)(:
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